Your Use Of This Site
The information contained in this Site is primarily reference information designed for licensed property casualty insurance agents within California. You agree that any information you provide through this Site will be truthful and accurate. You may not use the Site either directly or indirectly to support any illegal activity. You may not frame or mirror the Site unless authorized by JEB in writing. You may not use this Site to engage in conduct which is defamatory, libelous, threatening, harassing or that infringes on a third party's intellectual property or proprietary rights (“Prohibited Activity”). In the event JEB has a reasonable belief you have engaged in Prohibited Activity, JEB reserves the right to disclose any information you provide through use of this Site to law enforcement authorities as deemed appropriate in the sole discretion of JEB. This Site should not be used to interpret any provision of an insurance policy.
Secured Areas / Passwords
Some portions of this Site are restricted and require authorization in order to gain access (the “Restricted Areas”). You must register with JEB in order to gain access to the Restricted Areas, and in order to take advantage of the single sign on feature of the Site (and other websites to which the single sign on feature will permit access). Unauthorized use of or access to these areas, including the provision of false information to JEB or its business associates in order to gain such access, is prohibited. Actual or attempted unauthorized use of or access to the Restricted Areas or other such areas may result in criminal and/or civil prosecution. Any attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas. DO NOT SHARE YOUR PASSWORD WITH ANYONE. If you are an authorized user of any Restricted Area, you are responsible to maintain the security/confidentiality of your password. JEB will not ask you for your password. If you know or suspect that your password has been compromised, please change your password immediately. If you suspect any unauthorized activity related to your account, you should contact JEB. JEB will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else.
JEB Intellectual Property Rights
JEB and its suppliers reserve all rights to intellectual property distributed through the Site including but without limitation, any manuals, training materials, and policy descriptions. Except where otherwise indicated, all materials on the Site including but not limited to video, audio, graphics, text, software, and files, are the property of JEB or its suppliers and are protected by copyright or other intellectual property laws. You may view any videos, and view and print out a single copy of pages on this Site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. You are not authorized to use any portion of this Site or any other JEB intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this Site's content or frame this Site within any other site absent the express written consent of an executive of JEB.
Links To/From Other Sites
The Site may provide links to other third-party websites for your convenience and information. When you access those links, you will leave the JEB Site. Although you may elect to use the JEB single sign on feature, whereby a number of insurance companies and education providers are linked to the JEB Site via a common login ID, if you access those links, you may leave the JEB Site. JEB is not responsible for anything contained on any third party sites and makes no warranties or representations about the contents, products or services offered on such sites.
No Solicitation or Advice
Unless otherwise expressly stated, the information appearing on this Site is provided to you for informational purposes and does not constitute an offer to sell or buy any product or service that may be referenced or described on this Site. If an offer to sell or buy a product or service is expressly offered, the offering is limited to the jurisdiction(s) in which the party making the offer has the authority to make the offer and be bound. Nothing in this Site should be construed as rendering accounting, investment, tax, or legal advice.
Insurance Quotes, Coverage
All quotes generated by this Site and any linked sites are estimates based upon the information you provided and are not a contract, binder, or agreement to provide insurance coverage. Any coverage descriptions provided on this Site are descriptions of available coverage and are not a statement of contract for any specific insurance coverage. To obtain insurance coverage you must submit an application for insurance. All applications for insurance are subject to underwriting approval by the particular insurer. Retail agents may directly contact a JEB agency underwriter via email regarding specific coverage requests but cannot bind or change coverage without express JEB agency underwriter authorization for any policy or account. For additional information, please contact JEB. Claims must be reported directly to the claims department of the company that wrote the particular policy.
Disclaimer of Warranty, Limitation Of Liability
JEB makes no representation that the content provided through this Site is applicable or appropriate for use in all locations. JEB uses reasonable efforts to include accurate and up-to-date information on this Site. If in spite of our efforts, you find errors in the material or information on this Site, we encourage you to report them to JEB using the contact information below. ANY INFORMATION, SERVICES, MATERIALS, OR OTHER ITEMS ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Any risk arising out of use or performance of the information, services, materials, or other items remains entirely with you. JEB does not warrant that this Site will be uninterrupted or error fee. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, JEB WILL NOT BE LIABLE TO YOU FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF JEB OR AN JEB AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Termination Of Access
JEB reserves the right to terminate your access to the Site and/or the quote tool(s) and single sign on privileges to the Site and any linked site for any reason, with or without notice.
Applicable Law / Severability
J.E. Brown & Assoc.
303 Lennon Lane
Walnut Creek, CA 94598
Please note that JEB cooperates with government and law enforcement officials and private parties to enforce and comply with law. JEB will disclose any information about you to government or law enforcement officials or private parties as JEB, in its sole discretion, believes necessary or appropriate to respond to claims and legal process (including but not limited to subpoenas), to protect the property and rights of JEB or a third party, to protect the safety of the public or any person, or to prevent or stop any activity JEB may consider to be, or to pose a risk of being, illegal, unethical, inappropriate or legally actionable.
Revision November 2015